K S Ramdas
Managing Director and CEO
Ram is the CEO of the Jana Urban Foundation in Bangalore. He has over three decades of experience in Indian and international financial markets starting with Bank of America in India. Over the next 17 years, he was with the JP Morgan Chase Group in New York, during which time he was honored with Chase’s highest award, The Excalibur, in 1992. Ram ran the Toronto Dominion Bank’s flagship Mid-Atlantic small business banking group. He returned to India in June 2008 to head DCB Bank’s foray into SME banking, which is its premier vertical today. He relocated to Bangalore in 2010 as CEO of the enterprise business of Janalakshmi Financial Services. In his current role, he guides Jana Foundation’s use of customer insights, research, financial advisory and spatial analytics to extend financial inclusion to the urban underserved.